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How Lenders Determine Your Home Loan Interest Rate
Introduction Lenders determine home loan interest rates based on the credit score, the loan type (fixed-rate vs. adjustable), the loan
March 12, 2026
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Introduction Lenders determine home loan interest rates based on the credit score, the loan type (fixed-rate vs. adjustable), the loan
The main types of home financing loans include government-backed loans, conventional loans, jumbo loans, fixed-interest rate loans and adjustable-rate mortgages.